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Subsidence in 2026:  early signs of a significant surge

Subsidence in 2026: early signs of a significant surge

by exploremclare1 | Sep 15, 2026 | Thought Leadership

The exceptionally hot and dry conditions experienced across the UK this summer are already translating into a significant increase in subsidence claims. While it remains relatively early in the claims cycle, both the volume of new losses and, perhaps more importantly,...
The New Face of Insurance Fraud: Combining Human Expertise with Artificial Intelligence

The New Face of Insurance Fraud: Combining Human Expertise with Artificial Intelligence

by exploremclare1 | Aug 28, 2026 | Thought Leadership

Insurance fraud has always evolved alongside technology. From forged invoices and altered bank statements to sophisticated organised fraud rings, investigators have continually adapted their methods to identify deception and protect the integrity of the claims...
The business of sport: navigating an increasingly complex claims landscape

The business of sport: navigating an increasingly complex claims landscape

by exploremclare1 | Aug 25, 2026 | Thought Leadership

At the highest levels, modern sport is a major commercial enterprise. From international motorsport and elite sporting competitions to the large network of sporting clubs and leisure venues, today’s sports and leisure sector depends on complex operations involving...
Universities under attack:  why authorised push payment fraud  is becoming a growing cyber risk

Universities under attack: why authorised push payment fraud is becoming a growing cyber risk

by exploremclare1 | Jul 10, 2026 | Thought Leadership

Universities have long been viewed as attractive cyber targets. They hold large volumes of sensitive data, operate complex IT systems and process millions of pounds of payments each year. Yet while ransomware and data breaches often dominate the headlines, another...
Cyber risk and live events: a short window, high-impact exposure

Cyber risk and live events: a short window, high-impact exposure

by exploremclare1 | Jun 5, 2026 | Thought Leadership

Cyber risk is rarely out of the headlines. Attacks continue to increase in both frequency and sophistication. The NCSC’s most recent Annual Review recorded 429 significant cyber incidents in the UK over a single 12-month period – more than double the figure from...
The cost of waiting: why recoveries can’t afford to be an afterthought

The cost of waiting: why recoveries can’t afford to be an afterthought

by exploremclare1 | May 29, 2026 | Thought Leadership

Recoveries are frequently lost not because liability does not exist, but because the evidence needed to establish it is no longer available. In a market increasingly focused on claims inflation, lifecycle management and indemnity spend, that is a problem worth taking...
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