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Navigating Complex Business Interruption Losses in the Hospitality Sector

Navigating Complex Business Interruption Losses in the Hospitality Sector

by exploremclare1 | Apr 19, 2026 | Thought Leadership

Business interruption (BI) losses in the hospitality sector present unique challenges for insurers, particularly where headline indicators such as reduced capacity or falling occupancy can obscure the true economic impact of an incident. Hotels operate across multiple...
Waste and recycling fires: rising losses in a sector under pressure

Waste and recycling fires: rising losses in a sector under pressure

by exploremclare1 | Apr 15, 2026 | Thought Leadership

The UK waste management and recycling sector is growing rapidly. Driven by environmental targets, regulatory changes, and advances in processing technology, the market is expected to reach £40 billion by 2028. However, in recent years, there has been a noticeable rise...
Why the TERAS LYZA Judgment Matters for Claims Handling in Marine Casualties

Why the TERAS LYZA Judgment Matters for Claims Handling in Marine Casualties

by exploremclare1 | Apr 5, 2026 | Thought Leadership

The recent Singapore Court of Appeal decision in Argoglobal Underwriting Asia Pacific Pte Ltd v Oversea-Chinese Banking Corp Ltd [2026] SGCA 14 provides a useful point of reflection for those involved in the handling of complex marine and offshore losses. The case...
The Renters’ Rights Act:  growing pressure on alternative  accommodation costs

The Renters’ Rights Act: growing pressure on alternative accommodation costs

by exploremclare1 | Mar 9, 2026 | Thought Leadership

The Renters’ Rights Act, due to take effect on 1 May, will reshape the UK rental market. For insurers, its impact extends beyond landlord-tenant dynamics. At a time when alternative accommodation (AA) costs are already under strain, the abolition of Section 21...
The rise of political violence and the impact on business interruption

The rise of political violence and the impact on business interruption

by exploremclare1 | Feb 15, 2026 | Thought Leadership

Political violence and civil unrest carry profound consequences for individuals and local communities, disrupting daily life, livelihoods, and social stability. These events also have far-reaching effects on commercial activity, increasingly interrupting business...
PFAS and  insurance claims:  a perfect storm or  a storm in a teacup?

PFAS and insurance claims: a perfect storm or a storm in a teacup?

by exploremclare1 | Jan 28, 2026 | Thought Leadership

Perfluoroalkyl and polyfluoroalkyl substances (PFAS) have rapidly risen up the risk agenda. Their persistence in the environment, combined with growing regulatory scrutiny and public concern, has prompted warnings that PFAS could represent the next major long-tail...
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