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The cost of waiting: why recoveries can’t afford to be an afterthought

The cost of waiting: why recoveries can’t afford to be an afterthought

by exploremclare1 | May 29, 2026 | Thought Leadership

Recoveries are frequently lost not because liability does not exist, but because the evidence needed to establish it is no longer available. In a market increasingly focused on claims inflation, lifecycle management and indemnity spend, that is a problem worth taking...
Navigating Complex Business Interruption Losses in the Hospitality Sector

Navigating Complex Business Interruption Losses in the Hospitality Sector

by exploremclare1 | Apr 19, 2026 | Thought Leadership

Business interruption (BI) losses in the hospitality sector present unique challenges for insurers, particularly where headline indicators such as reduced capacity or falling occupancy can obscure the true economic impact of an incident. Hotels operate across multiple...
Waste and recycling fires: rising losses in a sector under pressure

Waste and recycling fires: rising losses in a sector under pressure

by exploremclare1 | Apr 15, 2026 | Thought Leadership

The UK waste management and recycling sector is growing rapidly. Driven by environmental targets, regulatory changes, and advances in processing technology, the market is expected to reach £40 billion by 2028. However, in recent years, there has been a noticeable rise...
Why the TERAS LYZA Judgment Matters for Claims Handling in Marine Casualties

Why the TERAS LYZA Judgment Matters for Claims Handling in Marine Casualties

by exploremclare1 | Apr 5, 2026 | Thought Leadership

The recent Singapore Court of Appeal decision in Argoglobal Underwriting Asia Pacific Pte Ltd v Oversea-Chinese Banking Corp Ltd [2026] SGCA 14 provides a useful point of reflection for those involved in the handling of complex marine and offshore losses. The case...
The Renters’ Rights Act:  growing pressure on alternative  accommodation costs

The Renters’ Rights Act: growing pressure on alternative accommodation costs

by exploremclare1 | Mar 9, 2026 | Thought Leadership

The Renters’ Rights Act, due to take effect on 1 May, will reshape the UK rental market. For insurers, its impact extends beyond landlord-tenant dynamics. At a time when alternative accommodation (AA) costs are already under strain, the abolition of Section 21...
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